The calculator uses Karvonen’s method (1957): target = resting rate + (maximum − resting) × intensity. The zones are 50–60, 60–70, 70–80, 80–90 and 90–100% of the heart rate reserve. The maximum from age is 208 − 0.7 × age, see maximum heart rate.
Example. Age 40 gives a maximum of 180; with a resting rate of 60, the reserve is 120 and zone 1 is 120–132 bpm.
The maximum from age is an average and individuals differ widely. Not medical advice.